Following a Yuma car accident, the insurance companies will likely get involved. While this may seem like good news, especially if you were not responsible for the accident, the truth is that insurance companies do not want to assist you.
Although these companies play an important role in our society, the reality is that insurers do not make money when they have to pay the maximum amount for an accident claim. As a result, these companies will try to do everything to minimize their payouts.
Watch What You Say To The Insurance Adjusters
Insurance adjusters are responsible for collecting information regarding a car crash, reviewing records, such as police reports and medical records, and figuring out the extent of the insurance company’s liability. However, before you think these individuals are on your side, remember that adjusters are ultimately employees of the insurance company.
As a result, adjusters will often try numerous tactics to get you to admit to things that can hurt your claim or find evidence to use against you. That is why one thing you should avoid doing after a Yuma car accident is discussing the crash with those at the scene or friends and family. This means avoiding making comments regarding what happened, accepting any of the blame for the collision, or apologizing. All these details, comments, and even social media posts can be gathered by the insurance company to use against you and reduce your claim.
Be Careful of the First Insurance Settlement Offer
Another tactic that the insurance company likes to try following a Yuma car accident is to offer victims of the crash a settlement offer soon after the collision. While this may seem like great news, in truth, it’s a deceptive ploy that prevents individuals from getting the maximum compensation they deserve.
When insurers offer a settlement offer shortly after an accident, they do so because they hope that in the victim’s current state, they will not review whether this amount covers all their present and future costs. However, this amount is usually so meager it will barely cover any of the victim’s expenses. These companies also know that once the individual accepts this settlement, they cannot return to the insurance company and ask for more money in the future, even if they still have costs related to the original accident.
That is why, prior to accepting any money from the insurer, consider reviewing the offer with a skilled Yuma car accident attorney. These legal professionals can verify not only if this amount is just, but if it isn’t, they can head back to the negotiation table and fight for an amount that is.
Contact a Yuma Car Accident Attorney Today and Fight for the Justice You Deserve
Do not take on the insurance companies alone after a Yuma car accident. Instead, contact Territorial Law, LLC today to schedule a free case consultation, or call us at 928-766-4705, and let our team help your case gets the respect it deserves.