How To Know If You Are Getting Lowballed By The Insurance Company After an Accident

How To Know If You Are Getting Lowballed By The Insurance Company After an Accident

While you may want to believe that following a Yuma accident, the insurance company will want to help you obtain the compensation you deserve, the reality is that these companies are not here to be your friend or help you get paid. Rather, they are a business that wants to make a profit, and the less they pay you, the more money they make. That is why before accepting any settlement amount from the insurer, consider these signs that may indicate you are getting lowballed.   

The Insurer Offers a Settlement Shortly After the Accident 

Although it may seem like great news that the insurance company wants to provide you with a settlement soon after your accident, in truth, this offer is likely a lowball amount. In order for you to get the complete picture of your damages and injuries, insurance claims should have the following: 

  • Extensive medical documentation, including medical tests, examination notes, and invoices 
  • Police reports 
  • Photos and videos of the accident 
  • A timeline of the events 
  • Proof of damages 
  • Accident report 
  • Receipts of all the damages endured 

When the insurance company wants to race through the process of obtaining all this evidence, they only have one goal in mind: to deny your claim or pay you the least amount possible. 

The Insurer Tries To Pressure You Into Accepting an Offer 

To settle for the least amount of money possible, the insurance company will likely try to resolve the matter quickly and pressure you into accepting their first offer. They do this because insurance companies do not want to deal with a personal injury attorney, and they know the more time they give you, the greater the chance that you will retain one and not settle for less than what is deserved. 

The Insurance Company Will Ignore Evidence 

Another tactic the insurance company will try to avoid paying individuals the compensation they are entitled to is to ignore or dismiss evidence of liability. If the insurance company can establish that an accident was your fault or you were partially responsible for the accident, it can help them justify paying you less. 

The Insurance Company Will Question the Injuries Involved 

An insurance adjuster may decide to question the severity of your injuries because it will allow them to pay you less than you need. They may even imply that your injuries are not a result of the accident but due to pre-existing conditions, and they do not have to pay you. 

Fortunately, when you work with an experienced Yuma personal injury attorney, these legal professionals can help you gather the evidence necessary to show the full extent of your damages and injuries and establish that they resulted from the accident in question. 

Reach Out To Territorial Law, LLC, and Find Out How Our Legal Team Can Help You 

Before dealing with the insurance company following a Yuma personal injury accident, review your case with an experienced Yuma personal injury attorney. At Territorial Law, LLC, our legal team can take on these conversations and negotiations with the insurance company on your behalf and ensure they do not try to take advantage of your vulnerable state. 

Contact us online or call 928-615-8868 to schedule a free case consultation.