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Car Accident Laws in Arizona

If you or a loved one was recently injured in a car accident in Arizona, it is imperative to receive immediate medical care to treat the injuries. However, you must also be worried about how to recover financial compensation to pay for hospital bills, property damage, lost wages from missing time from work, as well as pain and suffering. 

First, you must understand that Arizona is a “fault” car accident state, which means the person who causes the collision is also responsible for paying any losses suffered by any accident victims. On the other hand, a “no-fault” state means that an accident victim must file a claim with their own insurance company, so their own personal injury protection coverage pays for any medical expenses and out-of-pocket losses – no matter who is to blame for the crash. 

The following are a few ways an accident victim can recover compensation from a car accident in AZ: 

  • File a claim through your own insurer, which will then pursue a claim against the liable party’s insurance company 

  • Directly file a third-party claim with the liable party’s insurer 

  • File a personal injury lawsuit against the liable party 

However, what happens if the other driver accuses you of sharing the blame for causing the collision? Arizona is a “pure comparative fault” state, meaning that your award/settlement will be reduced by your share of fault. 

For instance, if the jury awards you with $100,000 in damages, but also say that you are 30 percent liable for causing the crash. According to the state’s comparative fault rule, you will walk away with $70,000 (or 70 percent) of the total $100,000. 

If you end up being 95 percent at fault, you will still be entitled to five percent. However, you will be responsible to pay 95 percent of the other party’s losses. 

In order to prove that the other driver is entirely or mostly to blame for causing a crash, you must hire an experienced personal injury attorney to protect your rights and best interests throughout the legal process. Since 1983, our Yuma legal team at Bowman, Smith & Kallen, P.L.L.C. has recovered more than $26 million on behalf of our clients who were injured in car accidents and other types of accidents. 

For more information about car accident laws in Arizona, contact our firm today at (928) 783-8879. Schedule a free consultation to discuss your case!